Learn how to quickly convert invoices into cash

Selling invoices improves your financial situation in your company. This is how you quickly receive liquidity for your business needs. Without wasted time, bureaucracy or guarantees, you get the capital you need through a fast and automated online system

A new account in minutes

Account creation is free and quick. We need a few data to check your business.

Create request for factoring / sale of receivables

Add a copy of the invoice in just a few seconds.

Check the data

The Instant Factoring team checks the entered data (you get a response within 2 hours).

You get the money

Your money will be transferred to you as soon as the invoice has been accepted (within 24 hours of acceptance).

Convert your receivables into liquidity. Simple and transparent

  • With our application, you no longer have to worry about payment terms set by your customers, which may be 30, 60, 90 days or even longer;
  • Access to liquidity within 24 hours, even if your business is just starting up;
  • You can sell an unlimited number of invoices that have not reached their due date: one, two, or as many as you want;
  • Get rid of running endless errands between the bank and the office, and the related paperwork;
  • The costs are 100% transparent, you have access to all the details in your account at any time;
  • We are by your side whenever you need us;
  • You know in 2 hours if your invoice is eligible;
  • At this point, you can sell us invoices in RON, but we will soon accept other currencies.

Sell invoices of up to 50,000 LEI in just a few minutes

Whether you are a carrier, designer, craftsman, baker, freelancer, have a small / medium-sized company or even a start-up, it’s all the same for us!

Get your money now!

How much do I get for each invoice?

Upload your invoices and find out how much you get in your account!



You get

The offer is informative and does not constitute a firm offer because the individual approval of the conditions depends on the evaluation of the financial situation of both your company and your client. To get a firm offer, the invoice must be logged into our platform by creating a user account

Who are we?

Instantfactoring.com is created by entrepreneurs like you, who know the difficulties, worries and challenges you face every day. We offer you a solution to access your liquidity quickly, your work and daily effort being rewarded on the spot, without any other hidden costs.

We focus on the passions and development of your company, turning your invoices into cash as the easiest step to getting the money you need quickly, without bothering with bureaucracy, extremely long analysis and response times or refusals because you do not match the template.

Instant Factoring has an individual experience of more than 10 years in the field, accounting for a total of more than 1,000,000 processed invoices.

Cristian Ionescu

Co-Fouder & CEO

20 years of enperience in entrepreneurship, financial services, factoring, credit insurance, ex-CEO Coface in Central and Eastern Europe.

Adina China-Birta

Board Member

20 years of experience in corporate finance and SMEs, leading over the past 14 years the factoring divisions of several factoring banks and passionate in building winning teams.

Cosmina Pirlea

Co-Founder & Head of Marketing

Professional experience in digital marketing and project management in pharma, biotechnology and FMCG in Western Europe.

Laura Gavrilă

Board Member

Co-Founder and CEO of FINS, the first student loan financing company in Southeast Europe, Laura has extensive experience in banking, management consulting, entrepreneurship and investment. Laura is an MBA graduate at INSEAD and president of the INSEAD alumni association in Romania.


49 Nicolae G. Caramfil, 4th floor, room 9, 1st district, Bucharest, Romania

National Trade Register Office:  J40/3635/2018
VAT No: 39029401
Reg. Gen. BNR: RG-PJR-41-110338 / 07.09.2018
IBAN: RO25 BACX 0000 0017 0181 2002
account with UniCredit Bank, Grigore Mora branch